THE equestrian centers are places of passion for horse lovers. However, they are also businesses that may face risks. Accidents and property damage are common risks that affect equestrian centers. This is where insurance for equestrian centers comes into play. In this article, we’ll tell you everything you need to know about horse riding center insurance.
1. What is insurance for equestrian centers?
Insurance for equestrian centers is insurance of professional civil liability which covers the risks associated with equestrian centers. This includes the civil liability of owners, employees, trainers, and people carrying out an activity in the center. Insurance can also cover damages material caused to horses, equestrian facilities and third parties.
2. Why do you need insurance for your equestrian center?
It is important to take out insurance for your equestrian center to protect yourself against risks and financial losses. Equestrian centers are exposed to a number of risks, such as damage to facilities, horse accidents, car accidents in parking lots, injuries caused by third parties or damage caused by horses to third parties. The financial losses can be enormous and can even jeopardize the survival of your business. Insurance for equestrian centers protects you against these risks and allows you to continue to exercise your passion in complete safety.
3. The different types of insurance for equestrian centers.
It exists different types insurance for equestrian centers. Pro liability insurance is the basis of all insurance for equestrian centers. It covers liability for horse riding activities, but also your premises, your animals, your staff costs and your property damage. Death and disability insurance is also available for horses you own or use and covers costs incurred in the event of death or disability. Car fleet insurance covers your professional vehicles and trailers.
4. What is the cost of insurance for equestrian centers?
The cost of insurance for equestrian centers varies depending on the guarantees chosen, the size of your business, the number of horses and the number of employees. Prices start from a few hundred euros per year.
5. How to choose insurance for your equestrian center?
Choosing insurance for your equestrian center is an important decision. You need to make sure you have enough coverage to protect your business, your employees, your animals and your customers. You should also check that the insurance covers the risks that are specific to your activity. It is advisable to use a specialist insurance broker to help you with this task.
Conclusion & Opinion
Insurance for equestrian centers is professional liability insurance that covers the risks associated with equestrian centers. It is important to have insurance to protect your business, employees, animals and customers from risk and financial loss. Equestrian centers are exposed to a number of risks, such as damage to facilities, horse accidents, car accidents in parking lots, injuries caused by third parties or damage caused by horses to third parties. Choosing insurance for your equestrian center is an important decision. It is advisable to use a specialist insurance broker to help you with this task.
*Updated 22 July 2024
